Scratch’s mission is to build a repayment platform to change the way consumers experience their debt. We take pride in developing deep user understanding, obsess about the details, and go the extra mile to show our borrowers that we truly care about their financial well being - both now and in the future. Scratch is first and foremost borrower driven – engineering, product and design collaborate as equals to create the best possible experience for borrowers.

We are looking for our first Product manager on the borrower experience team. You’ll be building and shipping features that borrowers directly interact with. In this role, you will have the freedom to run with product ideas and work with world class engineers and designers to see them through to the end. As the first Product Manager for a new team, you’ll be on the ground floor of building products, designing product strategy, creating great user experience in complex financial flows, and will gain exposure to a wide range of challenges. You will also be a leader on a small team that we expect to grow quickly as we continue to rapidly scale

Scratch's mission is to build a repayment platform to change the way consumers experience their debt. We believe that debt is one of those inevitable things that everyone has to deal with, yet few people are actually able to fully understand and wrangle with it in an effective manner.

By bringing world-class product and technical thinking to a multi-billion industry that hasn’t seen innovation in well over two decades, Scratch enables people to experience the ability to understand their debt, whether it be a personal loan, school loan, or mortgage.

We have built a small, but really amazing team consisting of folks who have built some very well known products at Google, Dropbox, Amazon, Pinterest etc. Our office is based in San Francisco.