digital banking

PayJoy is bringing consumer finance to people who otherwise could not afford modern electronics such as smartphones. Today, their unique locking technology and data science enables them to offer smartphone financing to underbanked people in emerging markets worldwide. Their ambition is to deliver affordable consumer finance to the next billion who are just now getting onto the digital and financial grid. The company, based in San Francisco, California, was founded in 2015 and is funded by top fintech investors including Greylock and USV.
San Francisco, CA, USA
Founded in 2015
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