Oxygen is a digital banking platform. It is the first and only challenger in the US that offers both personal and business banking. The bank of the 21st-century economy, serving consumers, small businesses, and freelancers. Available on iOS and Android, Oxygen users enjoy no monthly fees, no paperwork, early direct deposit, simple transfers, and cashback rewards on everyday purchases from approved merchants. Businesses can easily control their finances with solutions that are elegant, simple, and secure.Something looks off?