Technical Underwriting Consultant



Posted on Saturday, May 6, 2023
Bestow is a leader in the modern life insurance space. As both a direct-to-consumer destination and a leading enterprise SaaS provider, Bestow is on a mission to increase financial stability for everyone. We’re a series-C start-up with a remote/hybrid workforce offering work-life balance and equity to all employees.
As our Underwriting Operations Consultant, you will be a part of the insurance innovation team while working across Bestow and alongside our carrier partners and reinsurers. As the industry is evolving rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.
Remote (US) #LI-Remote


  • Oversee underwriting decisions of automated underwriting rules engine to ensure proper decisioning
  • Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
  • Develop processes and procedures related to underwriting
  • Able to perform audits to monitor the performance and functionality of our platform and reviewing decisions of third-party and internal underwriters.
  • Collaboratively act as a subject matter expert to provide clear and concise business requirements & prioritization for new initiatives and projects.
  • When necessary, align business requirements with strategic plans.
  • Monitor underwriting metrics and data to identify opportunities and recommend improvements.
  • Provide recommendations and execution around new tools and methodologies for risk selection.


  • Underwriting Innovation Manager


  • 10+ years experience underwriting life insurance products
  • 1+ year experience with rules development and implementation
  • AALU, ALMI, or CLU, Preferred
  • Strong technical background (proficiency with data analysis)
  • Experience researching process improvement solutions and driving implementation
  • Experience researching underwriting rule enhancement improvement solutions and driving implementation
  • Relationship management experience; strong communication skills & stakeholder management
  • Experience working closely with product owners and engineering teams to build & design a product for business teams
  • An understanding of the legal/compliance framework for life insurance and underwriting
  • You excel in an independent work culture; you’re a self-starter
  • You are adaptable and embrace change
Competitive salary and equity-based on role
Flexible PTO plan
100% paid premiums for medical, dental, and vision insurance
Paid parental leave
Annual lifestyle spending account to support your physical, emotional, and financial wellbeing
Flexible work-from-home policy and open to remote
We are proud to prioritize the employee experience at Bestow and to see that awarded by our team members and the industry:
Great Place to Work Certified 2023
Built in Best Places to Work 2023
Forbes Best Startup Employers 2022
Best Place for Working Parents 2022
We value diversity at Bestow. The company will hire, recruit, and promote without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every member of our team.