Software Engineer, Backend (Loan Originations & Reporting)



Software Engineering
Remote · Poland
Posted on Thursday, August 31, 2023

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Who We Are

The Loan Origination and Reporting (LOR) team is responsible for originating loan products across the spectrum of bank partners and regions that Affirm operates in, and provides reports, data, and services used to gain insights on loans and loan consumers. We make reliable, scalable systems that can handle loan requests from our continually growing customer base. Our team's main users include the bank partners who originate our loans, and other engineering teams that use our data platform and services. In the future, we will be extending our reach to countries outside the U.S. and Canada, signing on new customers, new merchants, and new bank partners along the way.

What You’ll Do

  • Design, code, and maintain services that enable the origination of hundreds of millions of dollars worth of loans and can scale to meet our growing demand
  • Mentor junior teammates, review their code, and help them learn the skills and methodologies needed to become outstanding engineers
  • Work with technical and non-technical business partners to discuss project plans and status
  • Continually look for ways to improve both LOR systems and Affirm Engineering as a whole

What We Look For

  • Passion for technology and solving problems with software
  • Proficiency and experience in back-end development and distributed systems (our tech stack includes Python, Spark, Kubernetes, MySQL, and AWS)
  • Strong cross-team communication and collaboration skills
  • Prior experience with SOA and event-driven systems a plus

Compensation & Benefits

We offer a competitive package, with some highlights listed below. However, the given figures are not guaranteed compensation ranges; rather, they are unbinding, approximate indications of what the salary may be for your awareness. The actual salary may be less than the lower range or greater than the upper range, depending on skills and experience. No employee is guaranteed salary at the amount of the lower range.
  • Targeted Gross Monthly Salary: 18,842 - 20,725 PLN
  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Generous time off policies
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental leave
  • Robust health benefits
  • Employee Resource & Community Groups
  • This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.